Welcome to Fintel Guard. By accessing or using our website and services, you agree to be bound by the following Terms of Use. If you do not agree to these terms, please do not use our website or any of our services.
These Terms of Use govern your use of the Fintel Guard website, services, products, content, and any associated features. By using our platform, you confirm that you are at least 18 years old and legally capable of entering into binding contracts under Australian law.
Fintel Guard provides financial education, consultancy, training, and digital tools to assist users in understanding and improving their financial security. While we strive for accuracy and relevance, our content and services are informational in nature and do not constitute professional financial advice.
You agree to use our website and services for lawful purposes only. You must not misuse, copy, reproduce, modify, distribute, or exploit any content or service without prior written consent from Fintel Guard. You are responsible for maintaining the confidentiality of any account credentials associated with our platform.
All content on the Fintel Guard website, including text, graphics, logos, images, and tools, is the intellectual property of Fintel Guard and is protected under Australian and international copyright laws. Unauthorized use of our content is strictly prohibited.
Fintel Guard provides educational resources and guidance to promote financial literacy and awareness. However, we do not guarantee specific outcomes or financial success. Our services are not a substitute for professional financial, legal, or tax advice. Users are encouraged to consult with qualified professionals before making financial decisions.
We make reasonable efforts to ensure the accuracy of our content, but we do not warrant or represent that the information provided is complete, up-to-date, or free of errors. Fintel Guard will not be held liable for any direct or indirect losses arising from reliance on our content or services.
All payments for services must be made in advance unless otherwise specified. Prices are listed in Australian Dollars (AUD) and may be subject to change at our discretion. By making a payment, you confirm that you are authorized to use the provided payment method.
Fintel Guard aims for full client satisfaction. However, due to the nature of our services, we do not offer refunds for completed consultations, audits, or digital product access. Refunds for cancelled sessions must be requested at least 48 hours in advance. Any approved refunds will be processed within 7 business days to the original payment method.
We reserve the right to deny refunds in cases of misuse, policy violation, or service abuse. If you believe you are eligible for a refund, please contact our support team at support@fintelguardup.com.
We reserve the right to suspend or terminate access to our services at our sole discretion, without notice, if we believe that you have violated these Terms of Use or engaged in unlawful behavior.
Fintel Guard shall not be liable for any direct, indirect, incidental, or consequential damages arising out of your use of, or inability to use, our services or website. This includes but is not limited to loss of data, loss of income, or damages resulting from cyber threats or user errors.
Fintel Guard reserves the right to update or revise these Terms of Use at any time. Changes will be effective immediately upon posting. Continued use of the site following changes constitutes acceptance of the new terms.
These Terms of Use are governed by the laws of the Commonwealth of Australia. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of Australia.
If you have any questions regarding these Terms of Use or our services, please contact us at: support@fintelguardup.com.